$Sheila Bair, Dean\'s Professor of Financial Regulatory Policy$

Sheila Bair

Visiting Professor; Dean's Professor of Financial Regulatory Policy

(On Leave)

Education:

J.D., Kansas University, 1978
B.A., Kansas University, 1975

Research/Teaching Interests:

Financial Regulatory Structure (Proposals for an Optional Federal Insurance Charter, Safety and Soundness Oversight of Government Sponsored Enterprises and Proposals for Integrated Financial Regulation)
Expanding Access to Financial Services Among Low Income Groups
Financial Education
Financial Regulation
Insurance and Risk Management

Selected Publications:

"Low Cost Payday Loans: the Opportunities, the Obstacles," Report prepared for the Annie E. Casey Foundation, (June 2005) (pdf)

"A Mountain Too Far: The Saga of Social Security Private Accounts," Geneva Papers (October 2005)

"Consumer Ramifications of an Optional Federal Charter for Life Insurers" (March 2004). Major coverage in the March 29 Edition of the NY Times and in numerous trade publications, including National Journal, BNA, Best Wire, and American Banker. (pdf)

Chapter in Beyond Small Change: Making Migrant's Remittances Count. (Spring 2004, Johns Hopkins University Press.)

"Has the Federal Home Loan Bank System Forsaken Its Roots?" (June 2003) ...more. See also, Testimony before the Senate Banking Committee, "Oversight of the Federal Home Loan Bank System" (September 9, 2003). ...more

"Improving Access to the US Banking System Among Recent Latin American Immigrants" (February 2003) (pdf). See also, Testimony before the House Committee on Financial Services "Serving the Underserved: Initiatives to Broaden Access to the Financial Mainstream" (June 26, 2003) (pdf).

Academic and Professional Activities:

Member, ATC Advisory Committee, National Association of Securities Dealers, Washington, DC

Board Member, Center for Responsible Lending, Durham, NC

Board Member, Insurance Marketplace Standards Association (IMSA), Washington, DC

Areas of Expertise:

Federal government policy and how it impacts financial institutions and the markets. Professional experience includes: Assistant Secretary for Financial Institutions, U.S. Department of the Treasury; Senior Vice President for Government Relations, New York Stock Exchange: Commissioner and Acting Chairman, Commodity Futures Trading Commission.

Research Grants:

MassMutual
Fannie Mae Corporation
Inter-American Development Bank
The Casey Foundation